$50,000,000 in insurance payments reconciled

The financial operating system for healthcare practices

Fincura automates the entire insurance payment lifecycle — from EFT enrollment to reconciliation to posting — so your staff focuses on patients, not paperwork.

20 days faster payments
40 hrs/mo staff time saved
5% revenue growth
fincura — reconciliation engine
[09:14:02] scanning 3 payer portals...
[09:14:03] found 12 new ERA 835 files
[09:14:04] matching claims → payments...
[09:14:05] matched 47/48 claims (1 review needed)
[09:14:06] posting to Dentrix PMS...
[09:14:08] complete $12,847.50 reconciled
[09:14:08] EFT deposit confirmed — Chase ••4821
[09:14:09] _

One system. Every dollar.
From claim to cash.

Fincura connects your practice management system, bank accounts, and insurance payers into a single financial operating layer. No more tab-switching. No more manual posting.

Direct Deposit

Get paid via EFT,
20 days faster

Switch from paper checks to electronic funds transfer. Fincura handles enrollment, monitors deposits, and reconciles every dollar against your claims automatically.

Fincura EFT enrollment detail view with payer deposit tracking and payment matching
Single Pane of Glass

Your entire financial
picture, unified

See every claim, payment, adjustment, and deposit in one place. Track reimbursement rates by payer, identify underpayments, and catch denied claims before they age out.

Fincura unified dashboard showing financial overview, collections, and payer activity
PMS
Dentrix, eClinicalWorks,
Eaglesoft
Fincura
Reconciliation
Engine
Bank
Chase, BofA,
Wells Fargo
Payers
Delta, Cigna,
MetLife, Aetna

Not another posting tool.
A financial operating system.

Most solutions automate one step and call it a day. Fincura connects the entire financial pipeline — because posting without reconciliation is just moving the problem.

Posting tools
Post EOBs to your PMS
No bank reconciliation
No EFT enrollment
No deposit verification
Single-location focus
No API for platform integrations
Fincura
Auto-post EOBs & ERAs to PMS
Full bank deposit reconciliation
EFT enrollment — get paid 20 days faster
Every dollar verified against deposits
Multi-location DSO support (NPI/TIN)
Public API for platform integrations

Connects to everything
your practice runs on

400+ Practice Management & EHR Systems

Dentrix
Open Dental
Eaglesoft
eClinicalWorks
NextGen
Athena
Curve Hero
Denticon
Dolphin
Cloud9
ModMed
PracticeWorks
Dentrix Ascend
OrthoTrac
400+ more

Insurance Payers

Delta Dental
Cigna
MetLife
Aetna
BCBS
Guardian
UHC
Principal
1,000+ more

Banking

Wells Fargo
Bank of America
JP Morgan Chase
Citibank
PNC
1,000+ more
Fincura enables us to get paid 20 business days faster while saving 10 hours a week of manual data entry. Our staff focuses on patients, not paperwork.
30-Location General Dentistry Group Multi-state DSO • $100M+ monthly reconciliation volume
$2M+
Monthly reconciliation volume
5 min
Setup time per practice
24/7
Dedicated support
HIPAA Compliant
AES-256 Encryption
SOC 2 In Progress

Built by operators, not outsourcers

Three founders. Deep domain expertise. AI-native from day one.

Tim Schuermer

Tim Schuermer

Commercial

Spent a decade in SMB fintech at OnDeck, scaling from Series A through IPO (NYSE: ENVA). From a family of healthcare practice owners, he knows how broken healthcare payments are — and how to fix them.

Dr. Louis-P. Lamoureux

Dr. Louis-P. Lamoureux

Product

Product leader who's built and shipped hardware and software from quantum labs to NASA to healthcare fintech. Founded SQR Technologies (acquired by IonQ NYSE: IONQ). PhD in Quantum Cryptography.

Richard Kemp

Richard Kemp

Engineering

Seasoned tech entrepreneur and CTO who shaped some of France's largest digital platforms before founding a fintech lending startup. Believes the best solutions come from obsessively understanding problems.

Built for the full
payment lifecycle

From the moment an insurance payment is issued to the second it's reconciled and posted — Fincura handles every step automatically.

Live

Reconciliation & Posting

Auto-match ERA 835s to claims. Post to your PMS. Reconcile with bank deposits. What takes your staff 40 hours a month takes Fincura minutes.

ERA 835 → PMS → Bank
Live

EFT Enrollment

Enroll in electronic funds transfer. Monitor deposits. Eliminate paper checks. Get paid 20 days faster with automated deposit tracking.

Payer → EFT → Bank

Aligned with your outcomes

We only grow when you grow. Fincura pricing scales with the payments we reconcile — you pay for results, not seats.

Starter Fixed monthly fee
$ 250 /mo
For practices getting started with automated reconciliation
Automated ERA 835 processing
EFT enrollment & monitoring
PMS auto-posting
Bank reconciliation
Email support
Up to $25k/mo in reconciled payments
Schedule a Demo $500 one-time implementation fee
Recommended
Growth Scales with your volume
$ 250 /mo + % of reconciled payments
For multi-location practices and DSOs with high payment volume
Everything in Starter
Unlimited payment volume
Payer analytics dashboard
Priority support & dedicated account manager
API access
Multi-location support (NPI/TIN)
Schedule a Demo $500 one-time implementation fee • No long-term contracts

Not sure which plan is right for you? Book a demo and we'll recommend the best fit for your practice.

Build the financial stack for healthcare

We're a small team solving a massive problem. If you want to ship fast, own outcomes, and work with people who've built and sold companies — we'd love to hear from you.

Business Operations Lead

Full-time · Boulder, CO

You'll be the connective tissue between our customers, product, and growth. If you thrive in ambiguity and want to shape a company from the ground floor — this is it.

View Role

Don't see your role? We're always looking for exceptional people.
Reach out at

Get Started

Stop chasing payments.
Let Fincura post them.

5-minute setup. Connect your PMS, bank, and clearinghouse. Start reconciling insurance payments automatically.