What is your practice losing to processing fees and manual posting?

Drag the sliders to your numbers. See what processing fees and manual posting cost you today — and what you’d keep with Fincura. Instantly, no email required.

Fincura handles EFT enrollment and insurance payment posting for dental practices across the US.

Your practice

$55,000
$145

About 379 claims posted per month.

2.0%

Zelis and Echo typically charge 1–3%. Check a remittance for yours.

6

That's about 3.7 minutes per claim.

$50,000

Loaded at 1.28x for tax and benefits.

You pay today $21,017 fees + posting / year
With Fincura $11,890 360 claims / month
You save $9,127 saved / year

That’s $9,127 back · 43% of what you’re paying today

What’s in “you pay today”
Processing fees $11,220 per year
Manual posting $9,797 268 hours of staff time / year

Pays for itself in 7 months

Assumes 85% of payers convert to direct EFT and 95% of claims auto-post. You are only billed for claims we post.

Every month you wait costs you $761.

How we calculated this
  • Monthly claims = insurance payments per month ÷ average payment per claim.
  • Auto-posted claims = monthly claims × 95%, the share Fincura posts automatically.
  • Processing fees you’re paying today = annual insurance volume × your processor fee rate × 85% (the share of payers that convert to free direct EFT).
  • Manual posting cost today = posting hours per week × 47 working weeks × your loaded hourly rate × 95%. Loaded rate = salary × 1.28 ÷ 1,750 productive hours.
  • Staff hours tied up = posting hours per week × 47 weeks × 95%.
  • Cost of the status quo = processing fees + manual posting cost.
  • Fincura annual cost = $250 one-time setup + $250/month + $2 per auto-posted claim.
  • What you’d keep with Fincura = status quo cost − Fincura annual cost. Payback = how many months of that leftover cover the annual cost.
Already paying a percentage-based vendor?
2.0%
Percentage vendor / year $13,200
Fincura / year $11,890